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DHRUV B. Expereince Corporate FInance Professional

  • India
  • Verified

About Me

Dhruv is one of the thought leaders in Corporate Finance. He has worked in domains of business lending ,international banking, supply chain finance, acquisition finance & financial technologies. He has worked in diverse companies like rivate banks, government (public sector) banks, Private Equity, non-banking financial institutes and Fintech. He has helped companies to raise working capital lines, trade finance , project finance and term loans from multiple organizations . He is also a certified trainier guiding individuals and organizations on alternate finance options.

Language: English, Hindi, Punjabi

TimeZone: Asia/Kolkata

Education & Qualification

Graduate Level
Post Graduate
Educational Qualification
DHRUV BAJAJ
University / College
Indian Institute of Management, Calcutta

Industries Worked In

  • EnKash

    Director
    • Involved in partnering with leading Bank’s & NBFCs for lending and payments solutions. • Conceptualizing innovative products from ideation to offerings : Scheming, Product development, underwriting models, go-to- market, onboarding • Developing sales team for corporate onboarding and bank sales.
  • HDFC Bank

    Asst Vice President
    • Managed asset portfolio of INR 25 Billion . • Responsible for sourcing, credit underwriting, risk assessment and sanctions. Same also invlolves understanding of proposals and project reports , understanding future cashflows, understanding company financials and prmoter strength. • Subsequently post sanction monitoring, portfolio due diligence, EWS reporting & portfolio farming.
  • Bajaj Finance Ltd

    Regional Manager
    • Set up the mid-corporate division for North India for BFL. Developed business entirely from scratch. Created deep CFO/CEO and promoter level relationships for the organization to source and maintain business. • Managed complete loop of sourcing, credit analysis, due diligence, sanction, documentation and disbursement. Ensuring annual renewals, monitoring and enhancement of lines , EWS reporting. • Evolved innovative supply chain finance and working capital solutions. • On term side, besides project loans, also worked on acquisition finance and insolvency buyouts and structured deale. • Was the youngest regional manager and showed exceptional performance. • Developed a team of relationship managers to take care of accounts and fresh sourcing. Took care of recruitment, training, learning and mentoring of the team. Involved in periodic appraisals and development of the team.
  • ICICI Bank Ltd

    Sr Manager
    • Managed team to develop rest of Maharashtra and Goa region for Channel finance lines of various corporates. Worked on program lines sanctioned to corporates to finance dealers and suppliers. • Did working capital and term lending to new to bank SME clients. Handed deals from origination to closure (complete cycle of sourcing, proposing, and responding to risk queries, maintaining close coordination with risk department for sanction of new limits, documentations, due –diligence & disbursement of limits). • Worked on many trade finance products for bank including LCs , Bank Guarantees, Buyers credit , Export finance and bill discounting. • Maintained existing relationships. Kept close eye on warning signals and (if required)ensured timely exits.
  • Bank of Maharashtra

    Officer
    • Managed a team of officers and clerks to run forex and trade finance operations of the branch. Handled end to end export /import finance related transactions. • Involved in day to day trade finance transactions. Responsible for branch P&L for supply chain and trade finance. • Worked for marketing of wind energy projects in India. Participating in trade shows and promotional events. Getting sales orders, completion of post sales due diligence and post- sale client management. • Pre-sales work which involves preparation of pitch-books, project report for various projects; cash flow projections and techno-commercial bids